Selling property or filing taxes with a deadline? A delayed certificate can cost you lakhs — talk to a CA now
SVT
SVT & Associates Chartered Accountants
NRI PROPERTY TAX ADVISORY

Lower TDS Certificate (Lower Deduction Certificate) — Don't Let 20–30% Of Your Sale Proceeds Get Stuck With The Tax Department.

★★★★★ 4.8 Google Rating · 1000+ Clients
25 Years Combined CA Practice

Most NRIs lose lakhs of rupees in unnecessary TDS deductions when selling property in India. A Lower TDS Certificate (also called a Lower Deduction Certificate or Nil TDS Certificate) can legally reduce the deduction before the sale happens — so you keep more of your money immediately.

⏱Certificates typically take 7–15 working days — apply before your property sale date to avoid TDS getting blocked.
CA Shraddha Tawade Signed & reviewed by CA Shraddha Tawade View LinkedIn profile
Check My Lower TDS Eligibility → WhatsApp An Expert
Lower TDS Certificate Lower Deduction Certificate TDS Lower Deduction Certificate Lower TDS Certificate For NRI Nil TDS Certificate

Tell Us About Your Sale

✔ Free Eligibility Check · No Charges To Assess
Prefer WhatsApp? +91 99878 83492
CA Shraddha Tawade Reviewed by CA Shraddha TawadeICAI Membership No. 184675
🔒 100% Confidential · CA-Managed · No Spam
🛡 Is this legal?
Yes — Lower TDS Certificates are issued under Section 197 of the Income Tax Act by the Income Tax Department.
✓

Thank You!

Our CA has received your details and will contact you shortly with your free cost estimate. You'll hear from us within the next few minutes.

🛡 What Happens Next
  1. A CA reviews your details & eligibility.
  2. We share a clear quote and document checklist on WhatsApp.
  3. We prepare and file Form 13 with the Income Tax Department.
The Problem

Why Most NRIs Lose Lakhs During Property Sales

When an NRI sells property in India, buyers must deduct TDS at rates up to 20–30% of the sale value — often far more than the actual tax liability. The excess stays blocked for 12–18 months.

↓
Without Certificate

The Typical NRI Experience

Property sale value₹1 Crore
TDS deducted20–30% · ₹20–30 Lakhs
Money received₹70–80 Lakhs
Refund timeline12–18 months
Cash flowBlocked
↑
With Certificate

How It Should Work

TDS based onActual tax liability
Immediate payoutSignificantly higher
Cash flowUnlocked at sale
Refund delaysMinimal
Compliance100% Legal · Section 197
The Solution

What A Lower TDS Certificate Does

01

We Calculate Your Actual Tax Liability

Capital gains analysis, indexation, and exemptions reviewed by a CA.

02

We Apply Under Section 197

Form 13 prepared and filed with the Income Tax Department.

03

The Department Issues The Certificate

We follow up with the Assessing Officer until issuance.

04

Buyer Deducts TDS At The Lower Rate

Share the certificate with the buyer at registration.

05

You Receive More Sale Proceeds Immediately

No 12–18 month wait for a refund. Cash flow unlocked.

Important: the certificate must be obtained before the property transaction is completed. Delaying the application can cost you lakhs in blocked funds.
Why Choose Us

Trusted By NRIs Across The Globe

🏆

1000+ Certificates Issued

A proven track record of successful Lower TDS Certificate filings for NRIs worldwide.

🌍

50+ Countries Served

NRIs from across the globe trust us with their India property transactions.

📜

25 Years Of Legacy

Decades of specialised expertise in NRI taxation and property compliance.

📁

End-To-End Management

Documentation, filing, follow-up and compliance handled for you.

⚡

Fast Turnaround

Quick preparation and proactive department follow-ups.

💻

100% Remote Process

No India visit required. Everything managed online.

✔ Chartered Accountant Managed
✔ Secure Document Handling
✔ Dedicated Relationship Manager
✔ Transparent Process
What's Included

Complete Lower TDS Certificate Service

✓Eligibility Review
✓Capital Gains Estimation
✓Document Requirement Checklist
✓Form 13 Preparation
✓Online Filing With Income Tax Department
✓Follow-Up With Assessing Officer
✓Query And Notice Handling
✓Certificate Procurement
✓Buyer Coordination Guidance
✓End-To-End CA Support
FAQ

Questions, Answered

The final reduction depends on your actual tax liability — capital gains, indexation, exemptions and your tax slab. Many NRIs significantly reduce excess TDS deductions, often unlocking lakhs of rupees at the time of sale.

No. The entire process is completed online — document collection, filing, follow-ups and certificate delivery all happen remotely.

Typically a few weeks depending on documentation readiness and Income Tax Department processing timelines.

The application should ideally be filed before the transaction. Once TDS is deducted at the higher rate, the excess can only be recovered via refund — which takes 12–18 months. Early action is strongly recommended.

Property purchase details, sale agreement (or draft), PAN, passport, prior tax records and supporting documents. We share a complete checklist on enquiry.

Both are issued under Section 197. A Lower TDS Certificate reduces the deduction rate to match your actual tax liability; a Nil TDS Certificate applies when your computed tax liability is effectively zero.

The Section 197 process is the same, but NRI applications typically need extra documentation — passport, overseas address proof, and details of the property/investment — which we handle end-to-end online.

The certificate carries a unique reference number from the Income Tax Department's TRACES/TDS system, which the buyer or deductor can verify directly. We provide guidance on verification when we deliver the certificate.

Don't Let Lakhs Of Rupees Remain Blocked Unnecessarily.

The earlier you apply, the better your chances of receiving maximum sale proceeds without excessive TDS deductions.

WhatsApp Us Connect On LinkedIn
100% Online · No India Visit Required · CA Managed From Start To Finish