Last updated: August 2026
We follow a pay-after-review model: you are only charged ₹1,999 after our CA has confirmed your figures against the documents you shared. This section explains how refunds work after that point.
No payment is collected until the CA has reviewed your documents and confirmed the figures. If you decide not to proceed at that stage, no charge applies and no refund is needed.
If, after payment, you decide not to proceed before the certificate is signed and delivered, write to us within 24 hours and we will refund the amount, minus any review work already completed.
If we quote you a turnaround time in writing and the standard certificate takes longer than that quoted time due to a delay on our end, a partial refund applies, as stated on the service page. This does not apply to delays caused by incomplete or incorrect documents from your side.
Once a certificate is signed, stamped, UDIN-generated and delivered, it cannot be refunded, since it is a completed professional service tied to your specific figures and purpose.
If a certificate contains an error caused by us (not due to incorrect information you provided), we will correct and reissue it at no additional cost. If a correction is not possible, a full or partial refund will be discussed based on the specific case.
Write to shraddha@svtandassociates.com or message us on WhatsApp with your name, phone number used at the time of payment, and the reason for the request. Approved refunds are processed to the original payment method within 5–7 business days.