4.8 Google rating 20 years combined CA practice

Proof of Funds Certificate

From ₹2,000 Pay after review

Proof of funds, source of funds and a net worth certificate are three different documents. We'll help you confirm which one your authority is actually asking for.

CA Rinky Vishwakarma - Proof of Funds Certificate

Signed & reviewed by CA Rinky Vishwakarma View LinkedIn profile ICAI Membership No.: 177507
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Visa Bank Loan Tender Court Filing
From ₹2,000

UDIN included · Same working day · Pay after review

Get Started – From ₹2,000 Ask a CA First

You pay only once the CA confirms your figures

Proof of funds, source of funds and a net worth certificate are three different documents, and the authority asking rarely explains which one it wants. Proof of funds shows the money is available now, source of funds traces where it came from, and a net worth certificate states assets less liabilities on a given date.

Confusion is the most common trigger

Most people contact us after being asked for a document without a clear definition — pasting the authority's exact wording to us is the fastest way to confirm which one applies.

A bank statement often isn't enough on its own

Many universities and visa authorities specifically want a signed, certified statement rather than a raw bank statement, since a statement alone doesn't confirm the funds are unencumbered or accurately summarised.

What is the difference between proof of funds and source of funds?

DocumentWhat It Shows
Proof of fundsThe money is available right now, at a specific point in time.
Source of fundsWhere the money came from — salary, sale of asset, gift, inheritance.
Net worth certificateTotal assets minus total liabilities, as on a given date.

Is a bank statement enough as proof of funds?

Sometimes, but many universities and visa authorities specifically want a CA-certified statement rather than a raw bank statement, since certification confirms the figures were reviewed and summarised by a qualified professional, not just self-reported.

Who issues a proof of funds certificate in India?

A practising, ICAI-registered Chartered Accountant, who reviews your bank and investment statements and issues a signed certificate carrying a UDIN.

Not sure which one you need?

Paste the exact wording from your university, embassy or authority's request to us on WhatsApp — we'll confirm which document actually applies before you pay for anything.

Net Worth Certificate (Individual) → Net Worth Certificate for Student Visa → Documents Required, By Purpose →

Our Clients

State Bank of India
Bank of Baroda
Union Bank of India
IDBI Bank
Indian Overseas Bank
Reliance Industries
State Bank of India
Bank of Baroda
Union Bank of India
IDBI Bank
Indian Overseas Bank
Reliance Industries
see before you buy

See Exactly What You'll Receive

A sample layout with the three things that get a certificate accepted, highlighted.

SVT & Associates Chartered Accountants NET WORTH CERTIFICATE UDIN: 24123456AAXXXX7890 Authorised Signatory, Chartered Accountant CHARTERED ACCOUNTANT MEMBERSHIP NO.
UDIN, verifiable on ICAI portal
signature of the practising CA
official CA stamp

Everything Else Stays Confidential

Figures, name and valuation date are blurred here — this is a sample. On your certificate, every field is fully visible to you and whoever you submit it to.

What matters before you pay: a genuine UDIN, an authorised signature, a verifiable stamp. That's what we're showing upfront.

Ask a CA First
30 min
Standard turnaround
1,000+
Certificates Issued
4.8
Google rating
20+ yrs
Combined CA Experience
what is it

What is a Net Worth Certificate?

A CA-verified statement of what you own minus what you owe, as on a specific date. Wrong format for the requesting authority is the top reason certificates get sent back.

most common

Visa Net Worth Certificate

For Schengen, US, UK, Canada and Gulf visa applications. Embassies check the valuation date closely, usually within 30 days.

bank & legal

Loan, Tender & Court Certificate

For loan guarantees, tender eligibility and court matters like divorce or asset disputes. Needs higher detail on liabilities.

who needs this

Asked to "Show Proof of Net Worth"?

Visa ApplicationsSchengen, UK, US, Canada, Gulf
Bank Loans & GuaranteesCollateral verification
TendersFinancial capacity proof
Court ProceedingsDivorce, succession, disputes
Immigration & PRFinancial standing proof
Partnership Due DiligenceNet worth disclosure
before you apply

Documents You'll Need

Bank statements, 6 months Property documents FD & investment statements PAN card Loan statements, if any Vehicle RC, if owned
Missing something? Share what you have, we'll tell you what's needed before you pay.

Not Sure Which Format You Need?

Send your requirement, we'll confirm what applies, free of cost.

Check on WhatsApp
your CA

Signed by a Practising Chartered Accountant

Not a back office. Every certificate is reviewed personally before it carries a signature.

CA Rinky Vishwakarma - Proof of Funds Certificate
Chartered Accountant

CA Rinky Vishwakarma

ICAI Membership No.: 177507

Fellow Chartered Accountant with a background at EY, Credit Suisse and UBS. Personally checks every valuation date against the bank, embassy or court's specific requirement before signing.

View LinkedIn Profile
what you get

Built to Be Accepted

No templates. Every certificate is reviewed and signed by a practising CA, and verifiable before you submit it.

  • ✓
    CA-Signed & Stamped CertificateOn firm letterhead, with UDIN
  • ✓
    Format Matched to PurposeVisa, bank, tender or court format
  • ✓
    UDIN VerificationVerifiable on the ICAI portal
  • ✓
    Pay-After-Review ModelPay once figures are confirmed
  • ✓
    Digital + Physical CopySigned PDF, hard copy on request

Verify It Yourself, Before You Pay

Every certificate carries a UDIN generated through ICAI. Confirm it's a real, currently practising CA, not a document mill.

Search any UDIN at udin.icai.org, it'll show our CA's name and registration.
how it works

Documents In, Certificate Out

1

Share Details

Bank statements, property papers, investments. Tell us the purpose so the format is right.

2

CA Verifies

Figures are checked against your documents, not taken at face value.

3

Review, Then Pay

See the draft figures first. Pay ₹1,999 only once it checks out.

4

Signed & Delivered

Standard cases signed within 30 minutes. Complex cases, we tell you upfront.

Longer than quoted, in writing? Partial refund, no argument.

Priced by complexity — a single bank account case sits at the lower end.

Proof of Funds Certificate

Confirmed against your authority's exact wording before we start.

  • CA-signed certificate with UDIN
  • Confirmed against your authority's exact requirement first
  • Same day delivery
  • Direct CA contact on WhatsApp
₹2,000 – ₹8,000
Get Started – From ₹2,000 Ask a CA First

Why Does the Price Vary?

A single account, single applicant case sits at the lower end. Multiple accounts, multiple sponsors, or added source-of-funds tracing sit toward the upper end. Confirmed before you pay.

verified reviews

Real Cases, Real Outcomes

proof of funds

"University asked for 'proof of funds' with no further explanation. SVT clarified exactly what was needed."

IK

Ishaan Kapoor

Delhi NCR
proof of funds

"Bank statement alone wasn't accepted. This certified version was."

RB

Ritika Bose

Kolkata
source of funds

"Needed source of funds traced for a gift from a relative. Handled carefully."

PV

Pallavi Venkat

Chennai
avoid this

Why Certificates Get Rejected

Reason for RejectionWhat We Check First
Valuation date too oldMost embassies want within 30 days, we confirm the window
Missing or invalid UDINEvery certificate carries a UDIN, verifiable on udin.icai.org
Assets unmatched to documentsCross-checked against your bank statement or deed
Wrong format for the authorityMatched to your embassy, bank or court's template
Not signed by a practising CASigned by a currently practising, ICAI-registered CA
Liabilities left outLoans and dues listed clearly, never omitted

20+ Years Combined CA Experience · 1,000+ Certificates Issued Offline · 4.8 Google Rating · ICAI-Registered Practising CAs

questions

Frequently Asked Questions

What is the difference between proof of funds and source of funds? +
Proof of funds shows money is available now; source of funds traces where it came from. See the comparison table above.
Is a bank statement enough as proof of funds? +
Sometimes, but many authorities specifically want a CA-certified statement rather than a raw bank statement.
Who issues a proof of funds certificate in India? +
A practising, ICAI-registered Chartered Accountant, who signs it and generates a verifiable UDIN.

Get the Right Document, the First Time.

Share your documents now, get a signed certificate in 30 minutes.

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