4.8 Google rating 20 years combined CA practice

Net Worth Certificate for UK and Schengen Visa

From ₹1,500 Pay after review

A CA-signed net worth certificate that supports the UK Student route's 28-day fund-holding rule and Schengen's sufficient-means test.

CA Rinky Vishwakarma - Net Worth Certificate for UK and Schengen Visa

Signed & reviewed by CA Rinky Vishwakarma View LinkedIn profile ICAI Membership No.: 177507

Visa Bank Loan Tender Court Filing
From ₹1,500

UDIN included · Same working day · Pay after review

Get Started – From ₹1,500 Ask a CA First

You pay only once the CA confirms your figures

The UK Student route requires maintenance funds to be held in an account for 28 consecutive days, ending no more than 31 days before the application is made. Schengen posts instead test sufficient means for each day of the intended stay. A CA net worth certificate supports both requirements but substitutes for neither.

The 28-day window is the whole conversation for UK

Get the holding period wrong and the application can be refused on a technicality, regardless of how much money is actually available — timing this correctly matters more than the amount itself.

Schengen tests daily sufficient means

Schengen posts calculate a required amount per day of your intended stay, rather than a single lump-sum holding period — the certificate should reflect funds available for the full trip duration.

What is the UK 28 day rule for maintenance funds?

The UK Student route requires that maintenance funds be held continuously in an account for 28 consecutive days, with the end of that period falling no more than 31 days before the visa application is submitted. Miss this window and the application can be refused even if the funds are genuinely available.

How much money must I show for a Schengen visa?

Schengen member states each calculate a required daily amount based on your intended length of stay, rather than a single fixed figure across all applicants. Check the specific consulate's current daily rate before finalising your documentation.

Does a net worth certificate count as UK maintenance funds?

Not directly — UK maintenance funds specifically require bank statements or official financial documents showing the 28-day holding period. A net worth certificate supports the application by evidencing overall financial standing but does not substitute for the maintenance fund evidence itself.

28-day window date calculator

If your visa application date is fixed, count back 31 days to find the latest date your 28-day holding period can end, then count back a further 28 days for when the funds need to have been in place. We can help you check this timing before you finalise your bank documentation.

Our Clients

State Bank of India
Bank of Baroda
Union Bank of India
IDBI Bank
Indian Overseas Bank
Reliance Industries
State Bank of India
Bank of Baroda
Union Bank of India
IDBI Bank
Indian Overseas Bank
Reliance Industries
see before you buy

See Exactly What You'll Receive

A sample layout with the three things that get a certificate accepted, highlighted.

SVT & Associates Chartered Accountants NET WORTH CERTIFICATE UDIN: 24123456AAXXXX7890 Authorised Signatory, Chartered Accountant CHARTERED ACCOUNTANT MEMBERSHIP NO.
UDIN, verifiable on ICAI portal
signature of the practising CA
official CA stamp

Everything Else Stays Confidential

Figures, name and valuation date are blurred here — this is a sample. On your certificate, every field is fully visible to you and whoever you submit it to.

What matters before you pay: a genuine UDIN, an authorised signature, a verifiable stamp. That's what we're showing upfront.

Ask a CA First
30 min
Standard turnaround
1,000+
Certificates Issued
4.8
Google rating
20+ yrs
Combined CA Experience
what is it

What is a Net Worth Certificate?

A CA-verified statement of what you own minus what you owe, as on a specific date. Wrong format for the requesting authority is the top reason certificates get sent back.

most common

Visa Net Worth Certificate

For Schengen, US, UK, Canada and Gulf visa applications. Embassies check the valuation date closely, usually within 30 days.

bank & legal

Loan, Tender & Court Certificate

For loan guarantees, tender eligibility and court matters like divorce or asset disputes. Needs higher detail on liabilities.

who needs this

Asked to "Show Proof of Net Worth"?

Visa ApplicationsSchengen, UK, US, Canada, Gulf
Bank Loans & GuaranteesCollateral verification
TendersFinancial capacity proof
Court ProceedingsDivorce, succession, disputes
Immigration & PRFinancial standing proof
Partnership Due DiligenceNet worth disclosure
before you apply

Documents You'll Need

Bank statements, 6 months Property documents FD & investment statements PAN card Loan statements, if any Vehicle RC, if owned
Missing something? Share what you have, we'll tell you what's needed before you pay.

Not Sure Which Format You Need?

Send your requirement, we'll confirm what applies, free of cost.

Check on WhatsApp
your CA

Signed by a Practising Chartered Accountant

Not a back office. Every certificate is reviewed personally before it carries a signature.

CA Rinky Vishwakarma - Net Worth Certificate for UK and Schengen Visa
Chartered Accountant

CA Rinky Vishwakarma

ICAI Membership No.: 177507

Fellow Chartered Accountant with a background at EY, Credit Suisse and UBS. Personally checks every valuation date against the bank, embassy or court's specific requirement before signing.

View LinkedIn Profile
what you get

Built to Be Accepted

No templates. Every certificate is reviewed and signed by a practising CA, and verifiable before you submit it.

  • CA-Signed & Stamped CertificateOn firm letterhead, with UDIN
  • Format Matched to PurposeVisa, bank, tender or court format
  • UDIN VerificationVerifiable on the ICAI portal
  • Pay-After-Review ModelPay once figures are confirmed
  • Digital + Physical CopySigned PDF, hard copy on request

Verify It Yourself, Before You Pay

Every certificate carries a UDIN generated through ICAI. Confirm it's a real, currently practising CA, not a document mill.

Search any UDIN at udin.icai.org, it'll show our CA's name and registration.
how it works

Documents In, Certificate Out

1

Share Details

Bank statements, property papers, investments. Tell us the purpose so the format is right.

2

CA Verifies

Figures are checked against your documents, not taken at face value.

3

Review, Then Pay

See the draft figures first. Pay ₹1,999 only once it checks out.

4

Signed & Delivered

Standard cases signed within 30 minutes. Complex cases, we tell you upfront.

Longer than quoted, in writing? Partial refund, no argument.

Priced by complexity — a single-applicant case sits at the lower end.

Net Worth Certificate for UK and Schengen Visa

Timed to support your 28-day maintenance window or Schengen application date.

  • CA-signed certificate with UDIN
  • Timing checked against your application date
  • Same working day delivery
  • Direct CA contact on WhatsApp

Why Does the Price Vary?

A single-applicant case with clean bank statements sits at the lower end. Sponsor-linked cases or those needing property valuation sit toward the upper end. Confirmed before you pay.

verified reviews

Real Cases, Real Outcomes

uk visa

"Nearly got the 28-day window wrong. SVT caught the timing before we submitted."

ZA

Zoya Ahmed

Lucknow
schengen visa

"Needed sufficient means shown for a 12-day trip. SVT calculated it correctly."

OG

Omkar Gawde

Pune
uk visa

"Student route maintenance funds needed careful documentation. Delivered on time."

IR

Ishita Rastogi

Delhi NCR
avoid this

Why Certificates Get Rejected

Reason for RejectionWhat We Check First
Valuation date too oldMost embassies want within 30 days, we confirm the window
Missing or invalid UDINEvery certificate carries a UDIN, verifiable on udin.icai.org
Assets unmatched to documentsCross-checked against your bank statement or deed
Wrong format for the authorityMatched to your embassy, bank or court's template
Not signed by a practising CASigned by a currently practising, ICAI-registered CA
Liabilities left outLoans and dues listed clearly, never omitted

20+ Years Combined CA Experience · 1,000+ Certificates Issued Offline · 4.8 Google Rating · ICAI-Registered Practising CAs

questions

Frequently Asked Questions

What is the UK 28 day rule for maintenance funds? +
Maintenance funds must be held continuously for 28 consecutive days, ending no more than 31 days before the application is submitted.
How much money must I show for a Schengen visa? +
It's calculated per day of your intended stay by each Schengen consulate — confirm the current daily rate with your specific consulate.
Does a net worth certificate count as UK maintenance funds? +
Not directly — it supports the application but doesn't replace the specific 28-day bank statement evidence required.

Get Your UK or Schengen Net Worth Certificate, Timed Correctly.

Share your documents now, get a signed certificate in 30 minutes.