CA-managed bookkeeping, GST, payroll and MIS for chikankari and handicraft traders, contractors, educational institutions and government suppliers, reviewed monthly and signed off by a practising CA at an ICAI-registered firm.
Reviewed by CA Rinky Vishwakarma (ICAI No.: 177507) · Last updated
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Lucknow is the capital of Uttar Pradesh and the home of chikankari embroidery, so its businesses range from artisan-led garment and craft traders to suppliers of goods and services to state departments.
Government suppliers receive payment through tenders and department bills, often after a long delay, and security deposits and earnest money are locked for months. Their books need a separate schedule of deposits, bills raised and bills paid so cash flow is not misread as profit.
Chikankari traders buy from artisan clusters and sell through shops, exhibitions and online platforms, so purchases from unregistered artisans, cash payments and reverse-charge GST need careful handling. Lucknow also has many private universities and coaching centres that need fee-wise accounting and a clean bank trail.
For Lucknow suppliers to government departments, the first month produces a schedule of every deposit, earnest money and pending bill with department, tender number and expected date. Chikankari traders receive a purchase register of artisan payments with the tax treatment documented, so each rupee spent can be explained later.
| Item | Detail |
|---|---|
| State | Uttar Pradesh |
| GSTIN state code | 09 |
| Primary local business types | chikankari and handicraft traders, contractors, educational institutions and government suppliers |
| Service delivery | Online across India |
| Starting fee | Rs. 1,500 a month + GST |
Most Lucknow clients start with bookkeeping or GST accounting, add payroll processing once the books are current and read the monthly MIS pack each month.
Fill the form or WhatsApp us, and tell us your business type and volume
Day 1The CA reviews one sample month and confirms the fixed fee in writing
Days 1 to 2We set up your chart of accounts, import balances and clear any backlog
Days 3 to 5Books, reconciliations and MIS are delivered, then repeated every month
By Day 7Every client receives a short, CA-reviewed MIS. A free blank format is available to download with no sign-up: Monthly MIS report format.
| Line | This month (Rs.) | Last month (Rs.) | Comment |
|---|---|---|---|
| Revenue | 12,40,000 | 11,10,000 | Up 11.7% |
| Gross margin | 31.5% | 29.8% | Better purchase rates |
| Operating expenses | 2,95,000 | 2,80,000 | Rent revision |
| Net profit before tax | 95,600 | 52,300 | Margin improved |
| Closing cash and bank | 3,42,000 | 2,60,000 | Collections on time |
| Debtors over 90 days | 74,000 | 1,12,000 | Two accounts recovered |
| Line | Amount |
|---|---|
| Our professional fee (per month + GST) | Rs. 1,500 |
| GST at 18% | Rs. 270 |
| Government or statutory fee | Rs. 0 (none for accounting work) |
| Total payable | Rs. 1,770 |
| Plan | Best for | Entries a month | Fee a month | With 18% GST |
|---|---|---|---|---|
| Starter | Professionals, service firms | Up to 100 | Rs. 1,500 | Rs. 1,770 |
| Growth | Traders, small manufacturers | Up to 500 | Rs. 3,500 | Rs. 4,130 |
| Scale | Retail, restaurants, e-commerce | 500+ | Rs. 7,500 | Rs. 8,850 |
| Service | Fee |
|---|---|
| Payroll, up to 10 employees | Rs. 1,000 a month |
| TDS accounting and returns | Rs. 1,000 a month |
| Extra bank account reconciliation | Rs. 1,000 a month |
| MIS pack with commentary | Rs. 2,000 a month |
| Backlog clean-up, up to 6 months | Rs. 4,999 one-time |
| Annual accounts and audit support | Rs. 9,999 a year |
| Virtual CFO | Rs. 15,000 a month |
Fees are fixed in writing after we review one sample month. Accounting has no government fee; taxes you owe are paid directly to the government.
"Ever since my association, I am impressed with the professionalism and personal conduct of the firm. Clients are made to feel belonging."
"An extremely professional setup, very responsible to all our needs. Strongly recommend for taxation and accounting services."
"The best for auditing, finance, and budget analysis. Will consistently give the best possible solution, worth every penny."
Fellow Chartered Accountant (FCA) with over 12 years of experience across Big 4 audit, investment banking and independent practice. Personally reviews each client's books and MIS before sign-off, and signs certificates in her capacity as a practising CA.
in View LinkedIn profileEach deposit is recorded as a separate asset with the department, tender number, amount, date paid and expected refund date. A monthly schedule shows what is due back, so you can follow up on refunds and avoid treating blocked money as free cash.
Yes. Purchases from unregistered suppliers are recorded with proper vouchers, and the tax treatment, including any reverse-charge liability under the rules in force, is applied. We keep a payment trail so that the expense stands up if the assessing officer asks for details.
Yes. Fee receipts are booked by class and instalment, refunds are tracked, and expenses are grouped for monthly reports. If the institution is a trust or society, we follow fund-accounting practice and prepare statements in the form its regulator expects.
SVT & Associates is an ICAI-registered Chartered Accountancy firm. Every account is supervised and reviewed by CA Rinky Vishwakarma, Fellow Chartered Accountant, ICAI Membership No. 177507. Where a certificate or attest report is issued, it is signed by a practising CA and carries a UDIN.
After a short consultation and receipt of your documents, onboarding usually takes three to five working days, and the first monthly books are delivered within seven days of receiving complete data. If a filing deadline is close, we handle that first and then complete the wider setup.
Yes. As a Chartered Accountancy firm we are bound by the ICAI Code of Ethics on professional confidentiality. Your records are accessed only by staff working on your account, are shared through controlled folders or your own software, and are never given to third parties without your written consent or a legal requirement.
We work in your existing software, whether Tally Prime, Tally ERP 9, Zoho Books, QuickBooks or Busy, so you do not need to switch. Your licence and data remain yours at all times, and a full export of your books is available whenever you ask for it.
Fees are fixed and confirmed in writing after we review one sample month of your data. Our fee and GST are shown on separate lines, and accounting has no government fee. Work outside the agreed scope, such as a backlog clean-up, is priced separately and agreed with you before it begins.
Yes. Most of our work is delivered online across India, using shared folders, your accounting software, video calls and WhatsApp. Our office is in Goregaon West, Mumbai, where local clients can meet the CA in person, but no visit is needed to start or continue the service.
Monthly plans are not locked in, and you can end the service by giving us notice. You will receive your books, reconciliations and working papers in an exportable form. The Refund Policy linked in the footer explains how any advance payment is treated.
Free consultation · Fixed fee in writing · CA-managed
Our CA will respond within 2 hours.