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CA Rinky Vishwakarma, Fellow Chartered Accountant
CA Rinky VishwakarmaFellow Chartered Accountant · SVT & AssociatesICAI No.: 177507
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Accounting Service

Bank Reconciliation Services: From Rs. 1,000 a Month, BRS in 3 working days

Bank Reconciliation Services, prepared and reviewed by a practising CA at an ICAI-registered firm, with a fixed fee confirmed in writing.

Starting priceRs. 1,000per month per account + GST
TurnaroundBRS in 3 working daysFixed fee in writing
What is includedCA-reviewedBooks, reconciliation, MIS
Bank reconciliation compares the entries in a business's books with its bank statement to find differences such as unpresented cheques, missing receipts and wrong postings. SVT & Associates, an ICAI-registered CA firm, prepares a monthly bank reconciliation statement from Rs. 1,000 per account plus GST, with unmatched items explained.
★ 4.8 Google rating
20 years combined experience
1,000+ clients served
ICAI-registered firm
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Reviewed by CA Rinky Vishwakarma (ICAI No.: 177507) · Last updated

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CA Rinky VishwakarmaReviewed by CA Rinky Vishwakarma · ICAI No.: 177507
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1,000+
Clients served
20 years
Combined experience
4.8 ★
Google rating
UDIN
On every attest certificate
Who Needs This

When You Need Bank Reconciliation Services

In Detail

Bank Reconciliation Services: how it works and what to expect

What a reconciliation statement shows

The statement starts with the bank's closing balance, adds deposits not yet credited, subtracts cheques not yet presented and arrives at the balance in your ledger. When the figures agree, the books and the bank tell the same story. When they do not, the gap is a specific list of items.

Differences usually fall into four groups: timing items that clear next month, bank charges and interest not yet booked, entries posted twice or to the wrong account, and genuine unknowns that need your confirmation. We separate them so you act only on what matters.

Why monthly reconciliation prevents bigger problems

An unreconciled account lets small errors compound. A duplicate payment, a customer receipt applied to the wrong party, or a fraudulent debit stays hidden for months and becomes difficult to trace. Monthly reconciliation limits each investigation to thirty days of data.

It also helps at audit. Auditors begin with bank balances because they are independently confirmed by the bank. A clean, signed reconciliation shortens the audit and reduces the questions about unusual items.

Common reconciliation differences and how they are cleared
DifferenceCauseAction
Cheques issued, not presentedTimingCarry forward, review after 90 days
Deposits in transitTimingConfirm credit next month
Bank charges and interestNot yet bookedJournal entry
Duplicate or wrong postingEntry errorCorrect entry
Unknown credit or debitNeeds confirmationQuery to client

See also: Bookkeeping Services, MIS Reporting Services, Bank Reconciliation Statement Format.

What You Get

What Is Included

  • Line-by-line matching of statement and ledger
  • Bank reconciliation statement for each account
  • List of unpresented cheques and deposits in transit
  • Query list for unexplained debits and credits
  • Payment-gateway and POS settlement matching
  • Correcting entries posted after your approval
Documents Required

Documents Checklist

  • Bank statements for each account for the period
  • Bank ledger from your accounting software
  • Cheque register or payment list
  • Payment-gateway settlement reports
  • Previous month's reconciliation statement
  • Loan and overdraft statements if applicable
How It Works

How It Works, Step by Step

  1. Receive data

    Share statements and ledger exports

    Day 1
  2. Match

    We match every line and list the differences

    Days 2 to 3
  3. Query

    Unexplained items are sent to you with a clear list

    Day 3
  4. Close

    Corrections are posted and the signed statement is sent

    Day 4
Sample Output

What Your Monthly Report Looks Like

Every client receives a short, CA-reviewed MIS. A free blank format is available to download with no sign-up: Monthly MIS report format.

Sample monthly MIS snapshot (illustrative figures, not a real client)
LineThis month (Rs.)Last month (Rs.)Comment
Revenue12,40,00011,10,000Up 11.7%
Gross margin31.5%29.8%Better purchase rates
Operating expenses2,95,0002,80,000Rent revision
Net profit before tax95,60052,300Margin improved
Closing cash and bank3,42,0002,60,000Collections on time
Debtors over 90 days74,0001,12,000Two accounts recovered
Transparent Pricing

Bank Reconciliation Services Fees: Fixed and Transparent

Fee breakdown for Bank Reconciliation Services
LineAmount
Our professional fee (per month per account + GST)Rs. 1,000
GST at 18%Rs. 180
Government or statutory feeRs. 0 (none for accounting work)
Total payableRs. 1,180
Monthly plans, by volume of work (fees before GST)
PlanBest forEntries a monthFee a monthWith 18% GST
StarterProfessionals, service firmsUp to 100Rs. 1,500Rs. 1,770
GrowthTraders, small manufacturersUp to 500Rs. 3,500Rs. 4,130
ScaleRetail, restaurants, e-commerce500+Rs. 7,500Rs. 8,850
Add-ons and one-time work (fees before GST)
ServiceFee
Payroll, up to 10 employeesRs. 1,000 a month
TDS accounting and returnsRs. 1,000 a month
Extra bank account reconciliationRs. 1,000 a month
MIS pack with commentaryRs. 2,000 a month
Backlog clean-up, up to 6 monthsRs. 4,999 one-time
Annual accounts and audit supportRs. 9,999 a year
Virtual CFORs. 15,000 a month

Fees are fixed in writing after we review one sample month. Accounting has no government fee; taxes you owe are paid directly to the government.

Client Reviews

What Our Clients Say

G
★★★★★
4.81,000+ clients · View on Google Maps
★★★★★

"Ever since my association, I am impressed with the professionalism and personal conduct of the firm. Clients are made to feel belonging."

RS
Rachana SinghBusiness Owner, Mumbai
★★★★★

"An extremely professional setup, very responsible to all our needs. Strongly recommend for taxation and accounting services."

AD
Abhishek DubeyEntrepreneur, Mumbai
★★★★★

"The best for auditing, finance, and budget analysis. Will consistently give the best possible solution, worth every penny."

MS
Mayur SinkarCFO, Startup, Mumbai
Your CA

Reviewed and Signed by a Practising Chartered Accountant

CA Rinky Vishwakarma, Fellow Chartered Accountant, ICAI No. 177507

CA Rinky Vishwakarma

Signing Chartered Accountant, SVT & Associates
ICAI No.: 177507Fellow CA – ICAI20 years combined experience1,000+ clients served

Fellow Chartered Accountant (FCA) with over 12 years of experience across Big 4 audit, investment banking and independent practice. Personally reviews each client's books and MIS before sign-off, and signs certificates in her capacity as a practising CA.

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FAQ

Frequently Asked Questions

How often should a business reconcile its bank accounts?

Monthly is the minimum for any business, and weekly suits firms with heavy volume or online collections. The longer the gap, the harder it is to trace a missing item. Our plan reconciles each account every month and flags anything older than 90 days.

Do you reconcile payment gateway and POS settlements?

Yes. Each settlement is split into sales, fees, taxes and refunds, then matched to the bank credit and to the order records. Differences are listed order by order, so the sales in your books equal the money received after charges.

What is the fee when I have several bank accounts?

The fee is Rs. 1,000 per account per month on the Starter plan, and the price per account falls on the Growth and Scale plans when volumes are shared with other bookkeeping services. We confirm the exact number in writing before we begin.

Who prepares and signs the work?

SVT & Associates is an ICAI-registered Chartered Accountancy firm. Every account is supervised and reviewed by CA Rinky Vishwakarma, Fellow Chartered Accountant, ICAI Membership No. 177507. Where a certificate or attest report is issued, it is signed by a practising CA and carries a UDIN.

How quickly can you start?

After a short consultation and receipt of your documents, onboarding usually takes three to five working days, and the first monthly books are delivered within seven days of receiving complete data. If a filing deadline is close, we handle that first and then complete the wider setup.

Is my financial data confidential?

Yes. As a Chartered Accountancy firm we are bound by the ICAI Code of Ethics on professional confidentiality. Your records are accessed only by staff working on your account, are shared through controlled folders or your own software, and are never given to third parties without your written consent or a legal requirement.

Which accounting software do you work in?

We work in your existing software, whether Tally Prime, Tally ERP 9, Zoho Books, QuickBooks or Busy, so you do not need to switch. Your licence and data remain yours at all times, and a full export of your books is available whenever you ask for it.

Are your fees fixed, and are there hidden charges?

Fees are fixed and confirmed in writing after we review one sample month of your data. Our fee and GST are shown on separate lines, and accounting has no government fee. Work outside the agreed scope, such as a backlog clean-up, is priced separately and agreed with you before it begins.

Do you serve clients outside Mumbai?

Yes. Most of our work is delivered online across India, using shared folders, your accounting software, video calls and WhatsApp. Our office is in Goregaon West, Mumbai, where local clients can meet the CA in person, but no visit is needed to start or continue the service.

Can I stop the service if I am not satisfied?

Monthly plans are not locked in, and you can end the service by giving us notice. You will receive your books, reconciliations and working papers in an exportable form. The Refund Policy linked in the footer explains how any advance payment is treated.

Related

Related Services and Pages

Accounting Services by a Practising CAHub: all services, cities and guidesBookkeeping ServicesFrom Rs. 1,500MIS Reporting ServicesFrom Rs. 2,000Bank Reconciliation Statement FormatFree downloadTax Advisory ServicesITR, GST advisory, notices, NRI taxationNet Worth Certificate by a CACA-signed with UDIN

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Who signs and issues the work. SVT & Associates is a Chartered Accountancy firm registered with the Institute of Chartered Accountants of India. Accounting, MIS and tax work is prepared under the supervision of CA Rinky Vishwakarma (FCA, ICAI Membership No. 177507). Certificates and attest reports, where issued, are signed by a practising CA and carry a UDIN. Our role in online document collection and delivery is administrative; the professional opinion is the CA's. Fees are shown before 18% GST. We do not guarantee any outcome, approval or sanction by a bank, lender or authority.
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