CA-managed bookkeeping, GST, payroll and MIS for diamond units, textile manufacturers, embroidery and trading firms, reviewed monthly and signed off by a practising CA at an ICAI-registered firm.
Reviewed by CA Rinky Vishwakarma (ICAI No.: 177507) · Last updated
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Surat is the world's diamond cutting and polishing centre and India's man-made fabric capital, so a very large number of its firms sit inside long, credit-based supply chains of karkhanas, brokers and merchants.
Diamond units work with rough and polished stock valued by weight and quality, job-work for merchants and high-value consignments. Their books need carat-wise stock, job-work charge accounting and clear separation between own stock and stock held for others, otherwise the balance sheet misstates assets.
Textile manufacturers around Pandesara, Sachin and Udhna sell greige and processed fabric through agents and traders, usually on 60 to 90 days credit. Embroidery and weaving units depend on this trade, so ageing and interest on delayed payments determine their real profit, not the headline sales figure.
In Surat the first month typically covers a stock-ownership review for diamond units, separating own goods from goods held for others, followed by a party-wise ageing for textile firms. Both groups receive a credit-days analysis showing the real interest cost of long payment terms on each large customer.
| Item | Detail |
|---|---|
| State | Gujarat |
| GSTIN state code | 24 |
| Primary local business types | diamond units, textile manufacturers, embroidery and trading firms |
| Service delivery | Online across India |
| Starting fee | Rs. 1,500 a month + GST |
Most Surat clients start with bookkeeping or GST accounting, add payroll processing once the books are current and read the monthly MIS pack each month.
Fill the form or WhatsApp us, and tell us your business type and volume
Day 1The CA reviews one sample month and confirms the fixed fee in writing
Days 1 to 2We set up your chart of accounts, import balances and clear any backlog
Days 3 to 5Books, reconciliations and MIS are delivered, then repeated every month
By Day 7Every client receives a short, CA-reviewed MIS. A free blank format is available to download with no sign-up: Monthly MIS report format.
| Line | This month (Rs.) | Last month (Rs.) | Comment |
|---|---|---|---|
| Revenue | 12,40,000 | 11,10,000 | Up 11.7% |
| Gross margin | 31.5% | 29.8% | Better purchase rates |
| Operating expenses | 2,95,000 | 2,80,000 | Rent revision |
| Net profit before tax | 95,600 | 52,300 | Margin improved |
| Closing cash and bank | 3,42,000 | 2,60,000 | Collections on time |
| Debtors over 90 days | 74,000 | 1,12,000 | Two accounts recovered |
| Line | Amount |
|---|---|
| Our professional fee (per month + GST) | Rs. 1,500 |
| GST at 18% | Rs. 270 |
| Government or statutory fee | Rs. 0 (none for accounting work) |
| Total payable | Rs. 1,770 |
| Plan | Best for | Entries a month | Fee a month | With 18% GST |
|---|---|---|---|---|
| Starter | Professionals, service firms | Up to 100 | Rs. 1,500 | Rs. 1,770 |
| Growth | Traders, small manufacturers | Up to 500 | Rs. 3,500 | Rs. 4,130 |
| Scale | Retail, restaurants, e-commerce | 500+ | Rs. 7,500 | Rs. 8,850 |
| Service | Fee |
|---|---|
| Payroll, up to 10 employees | Rs. 1,000 a month |
| TDS accounting and returns | Rs. 1,000 a month |
| Extra bank account reconciliation | Rs. 1,000 a month |
| MIS pack with commentary | Rs. 2,000 a month |
| Backlog clean-up, up to 6 months | Rs. 4,999 one-time |
| Annual accounts and audit support | Rs. 9,999 a year |
| Virtual CFO | Rs. 15,000 a month |
Fees are fixed in writing after we review one sample month. Accounting has no government fee; taxes you owe are paid directly to the government.
"Ever since my association, I am impressed with the professionalism and personal conduct of the firm. Clients are made to feel belonging."
"An extremely professional setup, very responsible to all our needs. Strongly recommend for taxation and accounting services."
"The best for auditing, finance, and budget analysis. Will consistently give the best possible solution, worth every penny."
Fellow Chartered Accountant (FCA) with over 12 years of experience across Big 4 audit, investment banking and independent practice. Personally reviews each client's books and MIS before sign-off, and signs certificates in her capacity as a practising CA.
in View LinkedIn profileGoods received for job-work are tracked in a memorandum ledger and not booked as your stock. Only the job-work charge is booked as income, with GST at the applicable rate. This keeps the balance sheet accurate and the GST invoices consistent with the movement of goods.
Yes. We prepare party-wise ageing, cost the interest burden of delayed payments and report it monthly. Owners often discover that a large customer's real margin is thin once credit days are priced in, and can then renegotiate terms. This also supports honest conversations with large buyers.
Yes. Job-work from traders, machine-hour costing, wages and electricity are all booked per work order. The monthly report shows profit per machine or per order, helping unit owners see which work is paying and which is not worth continuing. Unit owners receive this as a one-page summary.
SVT & Associates is an ICAI-registered Chartered Accountancy firm. Every account is supervised and reviewed by CA Rinky Vishwakarma, Fellow Chartered Accountant, ICAI Membership No. 177507. Where a certificate or attest report is issued, it is signed by a practising CA and carries a UDIN.
After a short consultation and receipt of your documents, onboarding usually takes three to five working days, and the first monthly books are delivered within seven days of receiving complete data. If a filing deadline is close, we handle that first and then complete the wider setup.
Yes. As a Chartered Accountancy firm we are bound by the ICAI Code of Ethics on professional confidentiality. Your records are accessed only by staff working on your account, are shared through controlled folders or your own software, and are never given to third parties without your written consent or a legal requirement.
We work in your existing software, whether Tally Prime, Tally ERP 9, Zoho Books, QuickBooks or Busy, so you do not need to switch. Your licence and data remain yours at all times, and a full export of your books is available whenever you ask for it.
Fees are fixed and confirmed in writing after we review one sample month of your data. Our fee and GST are shown on separate lines, and accounting has no government fee. Work outside the agreed scope, such as a backlog clean-up, is priced separately and agreed with you before it begins.
Yes. Most of our work is delivered online across India, using shared folders, your accounting software, video calls and WhatsApp. Our office is in Goregaon West, Mumbai, where local clients can meet the CA in person, but no visit is needed to start or continue the service.
Monthly plans are not locked in, and you can end the service by giving us notice. You will receive your books, reconciliations and working papers in an exportable form. The Refund Policy linked in the footer explains how any advance payment is treated.
Free consultation · Fixed fee in writing · CA-managed
Our CA will respond within 2 hours.